Singapore, known as a multicultural global city and ​being so small that it's convenient for residents to ​travel abroad, it's no wonder that approximately one in ​four marriages in Singapore involves a non-​Singaporean partner.

Following are the different property types in Singapore; ​except for private condominiums, the other three ​property types have specific regulations regarding ​foreign ownership or co-ownership.

Click on the housing type for the details:

• Private Condominium - No restriction.
  

• Landed Property - Approval from the Singapore Land Authority is required.
  

• Executive Condominium - The couple can purchase a new EC if the foreign ​spouse has PR status. Otherwise, the couple will only be eligible to purchase a ​resale EC.
  

• HDB Flat - Resale HDB flat can be purchased. As for Built-to-Order (BTO) flats, the ​foreign spouse will need to be a PR.
  

Relevant Information

Housing Loan

In Singapore’s context, the banks can loan up to 75% of the property purchase price ​if all criteria are fulfilled.

This amount may be lowered though if the borrower’s income is received overseas. ​Do check with a mortgage broker or a housing loan banker on the loan amount ​eligible to you.

Additional Buyer‘s Stamp Duty (ABSD)

The ABSD amount differs for Singapore Citizen, Permanent Resident (PR) and non-​PR.

In the case of a mixed nationality couple (Singapore Citizen with foreign spouse), if ​either of the partners already owns a property in Singapore as an individual, ABSD ​will apply if they are going to purchase a matrimonial home

The amount will be based on the higher rate i.e. the rate for the foreign spouse, not ​the rate for the Singaporean spouse.

Click to read mor about >> ABSD